Coming to iPhone, iPad and Mac
Run your personal finances like a fund.
Log every pound, hold to commit, and see each month as a statement: what came in, what it cost to run, and what you put to work.
Your position
£6,380.00
+£380.00 · 6.3% total return
Month 8 of 180
One tick for every month of your plan. Each month you fund turns orange.
01 / The statement
Every month reads like a fund’s accounts.
Not a budget with red and green bars. An owner’s statement: income, what it costs to run, cash from operations, and what you put to work.
Flows to your reserve. Example figures.
02 / How it works
Log it
Pick a category, type the amount, then hold to commit. Every entry gets a receipt, and one tap undoes it.
Read it
Overview, Flow, Capital and Ledger. See where every pound went, month by month and across the year.
Fund it
Keep a reserve against a bad month, measured against a target you set. Pick a horizon of 5 to 25 years and fund it one month at a time.
03 / Two rules
Capital deployed is never spending.
Money you move into your investments is shown apart, in orange. Saving never looks like a bad month.
Running costs and discretionary stay apart.
What keeps the household going, and what you chose to spend. When the month moves, you can see which one moved it.
04 / Private by design
Your data never touches our servers.
There are none. Your figures live on your devices and sync through your own iCloud, encrypted. No account, no bank login, no tracking. Export to CSV or JSON whenever you like.
Data not collected. That’s the label Erkos will carry on the App Store, because nothing you log ever reaches us.
05 / Price
Yearly
£29.99
a year
Lifetime
£79.99
once
Both start with a 14-day free trial. Planned launch pricing.
Be first to run it.
Join the waitlist and we’ll tell you the day Erkos reaches the App Store.
Log it. Hold it. Fund it.